Cash Advance Loan Perfect for Restaurants, Hotels, Retail, and More
Small business cash flow is crucial to business survival. Sometimes, extra funds at the right time can mean all of the difference in daily operations. Maybe funds are needed for business expansion. Whatever the need, cash advance loans were designed for the small business owner to make it easier to obtain financing outside of traditional avenues.
Commercial Lender May Have Traditional Guidelines
Banks and other lenders tend to have stricter guidelines for business credit than other lenders. The problem is that most small to medium sized business owners do not fit so easily into bank lending standards. For example, without collateral such as a home or investments, some banks may refuse to write a loan to a small to medium sized business owner. There may be other factors that prevent a business from obtaining the finance needed, such as a lack of established business credit, challenges to personal or business credit, incomplete financial records, and more.
Business Loans Made Easier
Many small to medium sized business owners do not have the time to shop for a loan – they have responsibilities and they need cash flow. Commercial Capital Limited has a commercial loan product that assists business clients in obtaining the finance they need without the hassle.
Cash Advance Loan
Also known as a credit card factoring loan, this loan allows business owners to utilize the cash flow from their credit card sales as a means of obtaining finance for a small to medium sized business. Monthly credit card reports are required, but other traditional documentation is not.
Benefits of a cash advance loan for the business owner:
- No Income or Asset Documentation or Qualification Required
- No Credit Score Requirements
- No Application or Appraisal Fees
- Unsecured – No Real Estate Ownership Required
- No Personal Guarantees
- Purchase or Cash-Out
- Approval and Funding Within 7-10 days — or less!
Businesses may use the cash advance loan for:
- Inventory, advertising, expansion, remodeling, equipment purchases, payroll, emergencies, and more
- Down payments for purchase for a business investment, commercial property investment or franchise.
- Additional needed loan funds can be combined with another business or commercial loan transaction that may be cash short.
Speak to a Commercial Capital business loan specialist about a cash advance loan today. Email info@justbusinessloans.com.
