At Commercial Capital, our professional business loan team will assist you in locating and closing a commercial real estate property that suits your business needs. Commercial Capital’s professional staff will exceed your expectations with expertise, service, and our attention to detail during the commercial real estate loan process.
Investing in Business Real Estate
From a lender’s point of view, a commercial real estate investment is sound if income can be derived from the commercial property. Commercial Capital’s professional loan staff can help you decided upon the business property that is most lucrative for you. Perhaps you want to invest in an office building hotel, motel, condo office, condo hotel, gas station or convenience store. Whatever your preference for a commercial property investment, Commercial Capital can help you find the right loan to meet your business needs.
Debt Service Coverage Ratio (DSCR)
Lenders will look closely at the ability of a commercial real estate investment to create cash flow. For example, if something were to happen to the property owner, would the business be able to stand alone and still be profitable? An examination of the full financial details will reveal the DSCR, and determine if the loan can be made. Commercial Capital’s business loan professionals will assist you in organizing your financial information so your business plan will be presented in the best possible light.
Is a Positive Cash Flow Necessary? Common Challenges with Commercial Property Purchases
Traditional lenders, such as banks, are looking for a positive cash flow from a commercial property, in order to write a loan for the investor. Yet a positive cash flow might not be the sole determining factor in whether a property is a viable business investment or not. This is where the commercial loan experts at Commercial Capital can help. Even if a commercial real estate property does not show a positive cash flow, a loan may still be obtained. Our lenders use different guidelines than traditional banks. In essence, that dream commercial real estate investment can still be yours if the commercial real estate deal is presented differently, to a lender with less stringent criteria. Commercial Capital’s loan officers are here to assist you close that commercial property deal. Email info@justbusinessloans.com today to inquire about a business loan.
How Can Commercial Capital Assist in Closing a Commercial Real Estate Loan?
Qualifying a property is as important or more important than the person purchasing the property. Sometimes, a business owner may become emotionally attached to the business property and make poor business decisions. There are many solutions to making a commercial property investment more profitable. Commercial Capital will provide the assistance and expertise necessary to develop a plan that makes the property profitable.
Some properties are especially hard to qualify. These include commercial properties with environmental issues, unique properties (such as funeral homes), and properties outside the norm. Commercial Capital’s business loan professionals will review your scenario, and develop a package that will present the commercial real estate property as a sound business purchase. Our preferred partners will help you create a winning business plan to bring to a private lender.
